Both EspritHealth plans offer the 6-week wait option which reduces your premiums by 10%. The idea is that if the National Health Service in your area is able to treat you promptly, then you receive your treatment from them. But if you have to wait any longer than six weeks for in-patient or day-patient treatment, then EspritHealth steps in and pays for you to be treated immediately at a private hospital on your chosen hospital list.
The 6-week wait option gives you the best of both worlds ensuring that whatever happens you never have to wait for treatment.
How we check if treatment is available on the NHS within six weeks:
The NHS has details of waiting times for both specialists and hospitals. If you know which specialist is treating you, then we'll check with the hospital to see if your specialist is able to treat you on the NHS within six weeks of telling you that you need in-patient or day-patient treatment.
If you don't know which specialist is going to treat you, then we'll check the hospital waiting times to see if you can be admitted to a public ward of an NHS hospital in your Regional Health Authority within six weeks of being told you need in-patient or day-patient treatment.
