Healthcare policy cash benefits

There are five generous cash benefit policies. You may or may not be covered for some or all of these extra cash benefits already, if you aren't, they can be added to your company cover for an additional premium at renewal time. And you can include your family members, even if they're not covered on the main policy.

Offset the blow of losing an income while ill, with a tax-free lump sum payout. Thirty days after being diagnosed with a critical condition - more than 20 are covered including heart attack, stroke, loss of hearing and cancer - this benefit pays out £5,000 or £10,000, depending on the premium level you choose.
*Available to adults under 50 on joining.

This plan provides you with up to £1,500 cash per policy year for major NHS or private dental work, such as crowns and bridges, and up to £5,000 for dental injuries.

Ensure you have generous cash sums to help when you have to stay in hospital - whether you're being treated privately or on the NHS. You will receive £50 per night, or £100 if you have a serious illness such as a heart attack. The nightly benefit is halved for under 21s and over 60s.

Provide extra security for you and your family with a tax-free payout of up to £100,000 should you be permanently injured, disabled or die in an accident.

This policy covers any number of business, or personal trips abroad of less than 90 days during the policy year (including skiing holidays). It provides comprehensive cover, including medical emergencies, cancellation, and loss of baggage - so you should never have to buy travel insurance again! A 24-hour helpline from Mondial Assistance is included to help you and your family deal with emergencies whilst abroad.
*Included with Company Primecare Plus cover.

Talk to your employer about adding optional extras to your policy.